Ahead of the G20 summit in Pittsburgh to discuss the global financial crisis, BBC news online is asking followers to say in three words what the year ahead holds for them.
“Where’s my job!” writes one “forced retirement, poverty” writes another.
Others are more hard-nosed: “pragmatic, reluctant toil”, “cut unnecessary spending” demands another, and some even rather positive: “I have survived”, “best year yet”.
It's a great idea, so we're copying it (imitation being the most sincere form of flattery)!
So what are the three words that describe your expectations for the next 12 months - for you or your organisation? Let us know.